With a struggling economy and an increasing amount of needs in today’s society, people find it hard to juggle phone, car and rent payments – especially on top of tuition.

To increase financial literacy in Utah County, the UVU PRSSA is holding free classes on campus about budgeting and credit management on Feb. 23 in SC 206C from 7-8 p.m. and March 8 in Center Stage from 10 a.m. to 2 p.m.

As part of the National Bateman Case Study competition, UVU’s two teams, “Knowledge Is Money” and “Own Your Finances,” must hold classes to educate their communities about finances.

“Using your finances wisely while you’re in college will help you so much in the future,” said Marshall Sanders, a member on the Knowledge Is Money team. “More college students drop out of college because of debt than bad grades.”

Classes are free and open to the public and everyone is encouraged to bring friends and family. The classes are designed to teach important tips regarding using and maintaining good credit, how to improve your credit score and helpful budgeting and money-saving tips.

“We also want people to understand that it’s never too late to fix your financial situation,” said Jill Kaufusi of the Own Your Finances team. “Understanding credit and all that it entails is the first step in the right direction.”

Both of the teams are giving tips to manage money and will post other meeting times through Twitter. For this and more information, follow either team @KnowingMoney or @OwnYourFinances.